Explains multiple reasons why medical service demand increased in the past century; what reason(s) do you believe to be most significant? Why?

Explains multiple reasons why medical service demand increased in the past century; what reason(s) do you believe to be most significant? Why?
Discusses the economic and policy factors that led to the widespread use of employer-sponsored insurance:
Do you think that employees with high or low incomes were more likely to obtain employer insurance in the 1970s? Why?
Do you think there is a conflict of interest (economic or other) between:
(1) Providers (e.g., physicians, hospitals),

(2) Insurance Companies),

(3) Patients, and Employers providing employer-sponsored insurance? If so, what interests among each one of the aforementioned parties are aligned, and which ones are competitive?

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